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Banking, Finance, Funding and Investment

Guiding you through business finance and investment transactions

Access to finance is critical for business growth, investment, acquisitions and day-to-day operations. Whether negotiating loans, equity investments, venture capital funding, refinancing or banking facilities, the terms of the arrangement can have significant consequences for your business.

Careful legal advice can help you understand your obligations, identify potential risks and ensure the finance structure supports your wider commercial objectives.

At Ellis-Fermor & Negus, we advise businesses, directors, shareholders and investors on a wide range of business finance and investment transactions. We can assist with loan agreements, security and legal charges, equity investments, venture capital funding and banking facilities, helping you negotiate appropriate terms and protect your interests.

Where finance forms part of an acquisition, investment or wider business transaction, we can also help ensure the funding arrangements work alongside the transaction as a whole.

Our aim is to make complex finance arrangements easier to understand, manage risk and give you confidence in the commitments you are making.

 

Have a question? Jump to our FAQs ↓

 

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At Ellis-Fermor & Negus, our corporate team provide end-to-end support for businesses seeking finance or investment, advising on terms, negotiations, and legal documentation to secure the capital you need efficiently and confidently.

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corporate@ellis-fermor.co.uk

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Smiling solicitor in an orange blazer, representing Ellis-Fermor & Negus, offering legal advice in the East Midlands.

‘Excellent response times from the corporate department, supported by a very competent team at EFN. Having used EFN for many years, I couldn’t recommend their services highly enough, excellent!’

Charlotte Stojak

Solicitor and Head of Corporate

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Why choose Ellis-Fermor & Negus?

Experienced corporate lawyers specialising in business finance, investment, and banking.

Expertise in debt, equity, hybrid financing, and regulatory compliance.

Negotiation support to secure favourable terms to protect business interests.

Comprehensive documentation and risk management advice.

Trusted advisers for businesses across the East Midlands.

Meet the team

Smiling female solicitor wearing an orange blazer, representing Ellis-Fermor & Negus, a solicitors' firm in the East Midlands.

Charlotte Stojak

Charlotte joined the firm in 2024 and was appointed Head of Department for Corporate in April 2025. Charlotte qualified as a Solicitor in 2015, after studying Law (LLB) at Derby University and the Legal Practice Course at Staffordshire University. Charlotte has worked at a number of large law firms, gaining invaluable experience and exposure. Charlotte’s…

0115 972 5222

charlotte.stojak@ellis-fermor.co.uk

Charlotte Stojak is based at our Long Eaton Office.

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Smiling solicitor from Ellis-Fermor & Negus wearing a blue blazer against a neutral background

Jennifer Geary

Jennifer grew up in Long Eaton and first worked for Ellis-Fermor & Negus during her University summer holidays in 2003. She graduated from Derby University in 2004 with a Law Degree and returned the same summer to Ellis-Fermor & Negus as an Assistant to David Negus in the Commercial and Litigation Department to complete her…

01159 835 221

jennifer.geary@ellis-fermor.co.uk

Jennifer Geary is based at our Long Eaton Office.

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Solicitors discussing legal matters during a consultation at Ellis-Fermor & Negus in Beeston

Reviews, what our clients are saying…

‘A fantastic service. Thorough, well explained and prompt. Very professional, yet also wonderfully personable.’

‘Excellent response times from the corporate department, supported by a very competent team at EFN. Having used EFN for many years, I couldn’t recommend their services highly enough, excellent!’

‘I have used the Practice on several previous occasions and have always been completely satisfied with the level of customer service. This was very much the case on this occasion.’

‘Their communication was clear, timely, and consistent, which gave me confidence and peace of mind during what could have been a stressful situation. They took the time to listen carefully to my concerns and provided practical, well-considered advice tailored to my circumstances. I felt that my best interests were their priority, and they approached my case with diligence and attention to detail. In addition, their responsiveness and willingness to answer questions made the experience far more manageable. Overall, their combination of legal knowledge, client care, and reliability makes them a firm I would not hesitate to recommend to others.’

Frequently Asked Questions

Each business and their circumstances are different. It will depend on your own businesses growth stage, capital needs, and risk tolerance. We help assess suitability and structure deals accordingly.

Yes. Lawyers protect your interests, review complex terms, and ensure compliance with law and regulation.

A shareholders’ agreement governs investor and owner rights, exit strategy, and dispute resolution.

Yes, through careful structuring and negotiation of personal guarantees and security arrangements.

Timescales vary depending on complexity and size of lending. Typically a few weeks to several months.

Yes. We advise on reporting obligations, covenants, corporate governance, and exit planning.

Securing finance and investment is critical for growth and stability. Our lawyers provide expert advice, negotiation support, and robust documentation to ensure your business funding is compliant, and effective.

Phone: 0115 972 5222 • Contact form: ellis-fermor.co.uk/contact-us

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